Riding a bike comes with risks that can be minimized by wearing the proper protective gear and following the road rules. Unfortunately, you can do everything correctly and still be involved in an accident. If you have a collision with another moving vehicle, it is necessary to remember these five points.
1. Request an Ambulance
Although many people resist medical attention if they are conscious or don’t immediately experience pain or bleeding after an accident, this is a mistake. Always ask someone on the scene to call the police and an ambulance if you cannot do so yourself. If you wait too long to receive assistance, you may require complex treatment and have difficulty proving that the accident caused your condition.
2. Wait for the Police To Arrive
The police will fill out an accident report and help gather information regarding the motorist’s insurance. You may lose the opportunity to identify the motorist and file an insurance claim if you leave before the police arrive at the scene.
3. Don’t Speak to Others About the Accident
Bystanders will probably ask you about your condition or initiate a conversation about what transpired. It is in your best interest to avoid answering questions or making any statement about the incident because you may inadvertently say something that could be used against you if you decide to take legal action.
4. Get a Medical Report
When an ambulance arrives, don’t resist going to the hospital for a medical evaluation. Some injuries may not have immediate symptoms, but a medical doctor can perform tests to diagnose damage that cannot be seen or produces latent symptoms. It is necessary to get a written assessment from the attending doctor that includes a treatment plan to submit to the driver’s insurance company.
5. Don’t Negotiate With the Driver’s Insurer
The driver’s insurance company will contact you when it receives your accident claim. The insurer’s goal will be to convince you to settle for an amount that is probably significantly lower than you deserve. Although you may have mounting medical bills to consider, do not accept the insurer’s first settlement offer. You probably will not know the extent of your injuries or treatment for a while and may risk forfeiting substantial reimbursement by agreeing to settle too soon. Instead, refer all communications to a lawyer.
A Lawyer Can Always Help
Colliding with a motorist while riding a bike can leave you feeling frightened and uncertain of your rights. A bicycle injury lawyer in Canoga Park, CA, such as from Unidos Legales, can help you sort through your options and begin your recovery.